Buy Here Pay Here (BHPH)

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This is an in-house dealer financing program with no credit check required.

Requirements:

• Down Payment: Half of the vehicle price (50%).
• Insurance: Add Speed Auto Sales as a lien holder on your insurance policy.
• Valid GA Driver License
• Proof of Job or Income
• Verified Phone Number
• Two Verified References
• Two Utility Bills or Proof of Residence Address
• Social Securi

Car Note Payment: You may choose weekly, bi-weekly, or monthly payments, within a 12-month payment term.

Financing Fee: A $2,500 financing fee is added to the vehicle price, which covers your tag, tax, and title fees.

Repossession Policy: All payments are reported to the credit bureau. The vehicle will be shut down and repossessed after 3 days of late payment, with a $75 late fee per day.

Important: Please make all payments directly to Speed Auto Sales, not to any personal account, and keep all payment receipts.